You served.
Now let me
serve you.
Jessica Kumiega is an MRP-certified Military Relocation Professional and on-call ARN partner for Western MA and Hartford CT. She specializes in VA loans, PCS relocations, and making sure military families land somewhere they're proud to call home.
"From first showing to final closing — no matter where you're coming from."
On-call realtor for Western MA & Hartford CT — serving active duty, retired military, and veterans with the urgency and precision your timeline demands.
Orders don't
wait. Neither do I.
PCS moves are stressful enough without having to worry about finding a home in an area you've never lived in — on a timeline you didn't choose. Jessica has helped military families navigate exactly this situation, and she's built her practice around making it as smooth as possible.
She offers virtual tours, FaceTime walkthroughs, and remote contract signing as standard practice — not as an afterthought. And with deep roots in Western MA and Hartford County, she knows the neighborhoods, the base proximity, the commute times, and the school districts.
Virtual & FaceTime Showings
Tour homes from anywhere in the world. Jessica walks you through every detail so you can make a confident decision without being on the ground.
Family Hosting Weekends
If you can get here, Jessica will coordinate an efficient, well-planned in-person visit so your family can see the area and the homes that matter most.
Tight Timeline? No Problem.
Jessica is available 9AM to 8PM, seven days a week. When orders come through and the clock starts, she moves with you.
Out-of-Area Connections
Relocating from another state? Jessica's referral network means you'll have a trusted agent on both ends of your move.
VA loans done
right.
VA loans are one of the most powerful home-buying benefits available to service members and veterans — but they come with nuances that can trip up inexperienced agents and derail transactions. Jessica knows these loans inside and out, and she has the lender relationships to back it up.
No Down Payment Required
VA loans allow eligible borrowers to purchase with zero down — but there are entitlement limits, funding fees, and property condition requirements that must be navigated correctly. Jessica knows them all.
Lender Relationships That Matter
Jessica works with Veterans United and other VA-specialized lenders to ensure her clients get competitive rates, clear timelines, and no surprises at the closing table.
The Fine Print — Handled
VA appraisals, minimum property requirements, funding fee exemptions for disabled veterans — these details matter. With 16+ years in contract law and negotiation, Jessica doesn't miss them.
More than
a transaction.
Jessica doesn't just work with military families because it's a good business niche. She works with them because she believes that the people who sacrifice the most deserve agents who give the most back.
That belief is built into how she works — from the way she handles tight timelines without complaint, to the way she coordinates virtual tours at odd hours, to the personal commitment she makes at every closing.
And then there's the donation. Every time a military client closes with Jessica, a portion of her commission goes directly to the military non-profit of their choice. No conditions, no minimum — just gratitude, made tangible.
For every military closing,
Jessica gives back.
A portion of Jessica's commission from every military client transaction is donated to the military non-profit of the client's choice. You choose the organization. She writes the check.
This is Jessica's personal commitment — no fine print, no minimum purchase price, no conditions. Active duty, retired, or veteran — if you serve or have served, this applies to you.
Veterans buying
for the first time.
Many veterans and service members are also first-time homebuyers — and that means there may be additional programs available beyond the VA loan. Jessica is deeply familiar with both CHFA and Mass Housing programs and can help you understand what you may qualify for and how to stack benefits where possible.
These programs have specific income limits, purchase price caps, and property requirements. Getting them wrong can cost you the benefit entirely. Jessica has navigated these programs enough times to know exactly where the landmines are.
Connecticut Housing Finance Authority
Down payment assistance and below-market rate programs for Connecticut first-time buyers. Income and purchase price limits apply — Jessica will walk you through eligibility before you fall in love with a house.
Mass Housing Programs
Massachusetts first-time buyer programs with low down payment options and competitive rates. Program-specific nuances matter — Jessica knows which properties qualify and which don't.
Stacking VA & State Benefits
In some cases, VA loan benefits and state programs can work together to reduce your out-of-pocket costs even further. Let's look at your full picture before assuming one path is the only one.
Let's find your
next home base.
Whether your orders just came through or you're planning ahead, the earlier we connect the smoother your move will be. There's no pressure, no obligation — just a conversation with someone who knows how to get it done.
Site powered by Sykes Systems